First Time Home buyers
First time home buyers are our specialty and we offer ALL the various loan programs to fit ALL possibilities. We offer down payment assistance for first time home buyers too. You may consider FHA from fico scores in between 500-579 with 10% down. FHA 3.5% down requires a minimum 580 fico score to qualify. You may qualify for 3% down conventional with a minimum 620 fico score or 5% down conventional with NO Mortgage insurance (Lender paid MI) from a minimum 620 fico score.