Serving California — High Desert Mortgage & Real Estate Specialists
For over 30 years SINCE 1992, we’ve helped homebuyers and homeowners across California secure the right home and the right loan with local expertise and personal service. We offer FHA, VA, USDA, Conventional, Jumbo, and refinance programs tailored to your needs. Whether you’re buying, selling, or refinancing, you get fast answers, clear guidance, and same‑day help. Call 760‑486‑4225 for immediate assistance.
HOME LOANS
Explore your home loan options. We offer ALL CA home loans and Programs - FHA, Conventional, VA, CalVet, Jumbo, USDA Rural, 203k, conforming, non conforming, CA DAP’s , CA down payment assistance programs, Reverse mortgage, Investment financing, Construction to Permanent and more to fund your loan. Also FHA & VA loan programs are available from a minimum 500 fico score so contact us to qualify.
Explore your options for a purchase or refinance mortgage. Give yourself and your agent or home seller certainty with a loan pre-approval, automated approval or fully underwritten credit approval. Contact us for details.
CONTACT
ASK ABOUT Our 2 - 1 BUYDOWN with 2% Lower Rate for 2 years. 2% Lower the 1st year and 1% Lower the 2nd year.
Are you looking to Refinance? You can refinance for a lower rate and save hundreds or get cash out to fulfill whatever your needs are. We have many loan programs available to fit your needs from a minimum 500 fico score.
Rates are still very affordable.
Our wholesale interest rates are under market, let's explore your options to lower your payment or get the cash you need. Streamline refinances are available to lower your rate without an appraisal or any qualifying. Contact us for more details.
High Desert Broker
We are a "One Stop Shop" here to fulfill your real estate and financing needs. Serving All of California and your Southern California needs directly and we have a reliable network to serve your real estate needs everywhere else. ASK ABOUT OUR 10K GRANT towards closing cost on a purchase.
Our office will have the programs to fit your needs whether you are looking for the lowest monthly payment, lowest down payment or the maximum loan amount possible, we are here to make that happen.
We are first time home buyer specialist for your real estate and mortgage needs. If you are ready to buy, sell or refinance, contact us, let us put 26+ years of experience to work for you.